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214 2nd Street SE Mt Vernon, IA 52314 Residential - Single Family Active

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Description

Have you ever wanted to live in an English Cottage with all the charm and beautiful notes they have? This is your chance. A bespoke home that the current sellers have loved. This all brick home is located in the most perfect spot if you are wanting an easy walk, just mere steps, to uptown shops, events, or restaurants. It also has a high position for amazing views and privacy. Enter passing the horse hitching post into the main entry room where you will be charmed by the beautiful woodwork, stone floors and intact original staircase. The living room boasts high ceilings, brick wood burning fireplace and plenty of room for a living room and dining room set up. Cozy up next to the fire and entertain easily. The kitchen is eclectic and amazing with the most beautiful stove and farm sink. A mix of modern and classic retro! The large kitchen has enough room for another table, coffee bar or storage, and leads to the main bathroom or step out onto the amazing screened porch that is really huge and high for views and sunsets. A few final touches and you are set. Steps go onto a stone patio ready for you to set up your grill. The main floor master is a charming room with warm light and painted panel walls. As you go up the staircase, you enter the landing. Great place for art or antiques! Three generous bedrooms with closets await. The back bedroom is so nicely sized you can get so much in this room and a nice double closet to boot! The middle room is a perfect office, nursery, or kids bedroom. The front bedroom is so huge and has ample closets. This room is impressive and currently used as a den, but a large primary suite is possible, it even has a secret finished attic space that is ideal for a huge closet or glam room! The basement holds a storage room, a laundry room, and another half bath. There is a walk out door into the large yard with a oversized one stall, another parking area, and could easily add a garage or additional parking spaces. If you like the wood, the quirks, the warmth and charm of old woodwork, history, and all that entails, this is a fairy tale home in a fantastic location. Put your personal touch on this historic home in a mature tree lined street, close to everything walking neighborhood. You got to see!

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,950
Walkout Basement
Garage Size: 1
Built in 1860
School District: Mt Vernon
Brick Exterior

General Information

Bedrooms: 4
Bathrooms: 2
Sqft: 1,950
County: Linn
High School: Mt Vernon
Listed By:
Pinnacle Realty LLC Meridith Hoffman 319-393-0900
Cedar Rapids MLS
$255,000
Est. $1,711/mo
4beds
2baths
1,950sqft
1cars
Active
BEDS4 BATHS1 full 1 partial SQUARE FEET1,950 MLS#2604571
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLMt Vernon

Get in Touch

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Shown By

Agent Name: Marie Schulte
Agent Phone: (319) 350-2450
Agency Title: Ruhl&Ruhl Realtors
Agent Email:

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214 2nd Street Se, Mt Vernon, IA 52314.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $255,000$255,000$255,000
Down Payment $51,000$8,925$63,750
Monthly Mortgage Amount $1,256$1,542$1,575
Taxes $355$355$355
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$112$0
Monthly Estimated Total $1,711$2,109$2,030

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/20/2026. The listing information on this page last changed on 07/20/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 07/20/2026 12:33:25 AM EST) or MRED MLS (last updated Mon 07/20/2026 12:25:57 AM EST) or SCWMLS (last updated Sun 07/19/2026 11:54:40 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Sun 07/19/2026 10:16:02 PM EST) or Cedar Rapids MLS (last updated Sun 07/19/2026 10:44:20 PM EST) or NEIRBR MLS (last updated Mon 07/20/2026 12:28:41 AM EST) or ICAAR MLS (last updated Sun 07/19/2026 11:37:26 PM EST) or ECIMLS (last updated Sun 07/19/2026 11:44:32 PM EST) or RMLSA (last updated Mon 07/20/2026 12:30:57 AM EST) or Muscatine MLS (last updated Mon 07/20/2026 12:30:09 AM EST) or No Coast MLS (last updated Mon 07/20/2026 12:24:19 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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