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402 3rd Ave SW Mt Vernon, IA 52314 Residential - Single Family Pending

Pending
  • 402 3rd Ave Sw, Mt Vernon, IA 52314 Main Photo

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Description

Welcome home to this beautifully updated Mt. Vernon classic where timeless character, thoughtful updates, and an unbeatable location come together to create something truly special. From the moment you arrive, you'll fall in love with the inviting front porch, mature shade trees, and exceptional curb appeal. Step inside to discover stunning original woodwork, hardwood floors, oversized windows, and the warmth and craftsmanship that only a home of this era can offer. The spacious main level is designed for both everyday living and entertaining, featuring a welcoming living room, formal dining room, cozy den/sitting room, and a beautifully remodeled kitchen complete with custom cabinetry, granite countertops, stainless steel appliances, center island with gas cooktop, abundant storage, and a charming breakfast nook filled with natural light. The main-floor primary suite offers convenience and privacy with direct access to a beautifully updated full bathroom. Main-floor laundry completes the package. Upstairs you'll find two oversized bedrooms, a full bath, built-in storage, and a cozy sitting nook that makes the perfect reading area, office space, or homework station. The finished lower level provides additional living space ideal for a rec room, playroom, or workout area, while still offering plenty of storage. Outside ? You will be able to enjoy evenings on the amazing porch, gather with family and friends on the newer concrete patio, and take advantage of the oversized 2-stall garage with ample parking provided by the newer concrete driveway. The spacious yard offers room to garden, entertain, relax under the mature trees, or enjoy endless summer wiffle ball games. Located within easy walking distance to Mt. Vernon schools, parks, and downtown amenities, this move-in-ready home offers the perfect combination of historic charm, modern updates, generous living space, and desirable location. Homes with this level of character, condition, and location rarely become available. Schedule your private showing today.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,926
Fenced Yard
Garage Size: 2
Built in 1900
School District: Mt Vernon

General Information

Bedrooms: 3
Bathrooms: 2
Sqft: 1,926
County: Linn
High School: Mt Vernon
Listed By:
Lee's Town & Country Real Estate Meagan Bennett-Twins Home Team 319-895-8413
Cedar Rapids MLS
$320,000
Est. $2,121/mo
3beds
2baths
1,926sqft
2cars
Pending
BEDS3 BATHS2 full SQUARE FEET1,926 MLS#2604321
STATUSPending PROPERTY TYPEResidential - Single Family SCHOOLMt Vernon

Get in Touch

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Shown By

Agent Name: Marie Schulte
Agent Phone: (319) 350-2450
Agency Title: Ruhl&Ruhl Realtors
Agent Email:

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402 3rd Ave Sw, Mt Vernon, IA 52314.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $320,000$320,000$320,000
Down Payment $64,000$11,200$80,000
Monthly Mortgage Amount $1,576$1,935$1,977
Taxes $445$445$445
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$141$0
Monthly Estimated Total $2,121$2,621$2,522

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/20/2026. The listing information on this page last changed on 07/20/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Mon 07/20/2026 12:33:25 AM EST) or MRED MLS (last updated Mon 07/20/2026 12:25:57 AM EST) or SCWMLS (last updated Sun 07/19/2026 11:54:40 PM EST) or Rockford Board of Realtors (NWIAR) (last updated Sun 07/19/2026 10:16:02 PM EST) or Cedar Rapids MLS (last updated Sun 07/19/2026 10:44:20 PM EST) or NEIRBR MLS (last updated Mon 07/20/2026 12:28:41 AM EST) or ICAAR MLS (last updated Sun 07/19/2026 11:37:26 PM EST) or ECIMLS (last updated Sun 07/19/2026 11:44:32 PM EST) or RMLSA (last updated Mon 07/20/2026 12:30:57 AM EST) or Muscatine MLS (last updated Mon 07/20/2026 12:30:09 AM EST) or No Coast MLS (last updated Mon 07/20/2026 12:24:19 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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